So, I just joined Alliant Credit Union for their currently quite high (compared to all other banks) 2.00% APY on their savings account. They have received a lot of great reviews from other users (fatwallet finance forum members speak highly of them), and they’ve kept their savings interest rates at the top end of banks and credit unions for a while now.
I will be moving the majority of my savings into this account… 2% isn’t amazing, but it isn’t shabby for a free savings account with no hoops to jump through. They also offer free bill pay, and ACH push and pull to other accounts. I already got my box of free checks, and ATM card.
In order to join, you have to be a member of a qualifying organization, of which there are many. If you aren’t, you can also donate $10 to Orphan Foundation of America to become a member, and then join Alliant. Just a heads up, Alliant does a hard pull on your credit report to open an account. So far, I’m happy with their customer service. Will report on any issues that I have, as I use the account more.
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